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VOL. 6, ISSUE 2 (2024)
Determinants of saving behavior among under graduate and post graduate students of management stream
Authors
Pooja Pravakar
Abstract
The main purpose of this study is to explore
the influencing factors of saving behavior among under and post graduate
students of management stream in Butwal city. The types of data use is primary
data which is obtained directly and specifically from university student
through questionnaire survey. The data obtained were analyzed using SPSS which
involves scale reliability, descriptive, Pearson Correlation Coefficient and
multiple regression analysis. The quantitative method is adapted to this
research. The purpose of quantitative methods is to provide a summary of data to
support the generalization of research phenomena. There are only 1 dependent
variable (saving behavior) and 4 independent variables (Financial literacy,
Parent influence, Peer influence, Self control). Results of this study suggest
that financial literacy have the strong effects on saving behavior and it has a
significant relationship. However, the result suggest that peer influence,
parent influence, self control has the negative significant relationship on
saving behavior.
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Pages:21-27
How to cite this article:
Pooja Pravakar "Determinants of saving behavior among under graduate and post graduate students of management stream". International Journal of Finance and Commerce, Vol 6, Issue 2, 2024, Pages 21-27
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