Financial inclusion is an
innovative concept and has become the important national objective of every
country. It is considered as an important factor to unlock the growth potential
of the country. Poverty and socio-economic inequalities cannot be reduced
without including unbanked population in formal financial system. Different
surveys such as demand-side survey and supply-side survey are available to
measure the financial inclusion. This study used demand side survey to measure
the financial inclusion and follow descriptive, analytical, survey and
interview research design. This study aims to examine the current status of
financial inclusion in Suddhodhan Rural municipality in Rupandehi district. The
study is basically based on primary data. Quantitative data are collected
through questionnaire and qualitative data are collected through semi-structured
interview with the participants. In this study financial inclusion is used as
dependent variable. There are four independent variables such as financial
literacy, financial accessibility, financial attitude and quality of financial
services. The study follows descriptive, analytical and survey research design.
Descriptive design is used to know the characteristics of variables and
analytical design is used to examining how demographic variables bring changes
in dependent and independent variables. Likewise, binary logistic regression
analysis is used to estimate the impact of independent variable on dependent
variable. The study found significant impact of financial literacy, financial
accessibility, financial attitude, and quality of financial services on
financial inclusion.
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