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VOL. 6, ISSUE 2 (2024)
Analyzing Non-performing asset management in the Indian Banking sector: A comparative study of Major Banks
Authors
Dr. Suresh Chandra Agarwal, Vikas Shukla, Abhishek Awasthi
Abstract
This paper explores the management of NPAs in
Indian banks to provide insight into the challenges and suggestions to achieve
effective resolution of NPAs. It discusses the preventive measures banks
implement to mitigate the impact of non-performing assets. Analysis of NPAs
across major Indian banks highlights diverse trends in the NPA ratio, as some
banks display steady improvement while others display a combination of
performance outcomes. HDFC Bank has consistently maintained low levels of NPAs,
making it an excellent performer. SBI, on the other hand, has made significant
reforms Throughout the years. PNB and Kotak Mahindra Bank show
contradictory patterns in NPA management. It is of utmost importance for Indian
banks to effectively manage non-performing assets to guarantee
monetary stability and promote sustainable economic growth. The results of this
study provide important insights and suggestions to policymakers, regulators,
and banking institutions to effectively deal with the issue of non-performing
assets.
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Pages:8-14
How to cite this article:
Dr. Suresh Chandra Agarwal, Vikas Shukla, Abhishek Awasthi "Analyzing Non-performing asset management in the Indian Banking sector: A comparative study of Major Banks". International Journal of Finance and Commerce, Vol 6, Issue 2, 2024, Pages 8-14
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