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International Journal of
Finance and Commerce
ARCHIVES
VOL. 4, ISSUE 2 (2022)
E-banking evolution in India
Authors
Dr. Sharmila Ahlawat
Abstract

This research examines the evolution of electronic banking (e-banking) in India from 2010 to 2021, based primarily on data from the Reserve Bank of India (RBI). Through analysis of official RBI statistics on digital transactions, mobile banking adoption, and payment systems, this study identifies key trends, regulatory impacts, and demographic patterns in Indian e-banking. Statistical analysis demonstrates significant growth in digital payment volumes, mobile banking penetration, and UPI transactions, with particularly accelerated adoption following demonetization in 2016 and during the COVID-19 pandemic. The findings suggest that regulatory initiatives, technological infrastructure development, and financial inclusion efforts have played crucial roles in expanding e-banking across diverse Indian demographics, with important implications for financial institutions, policymakers, and technology providers.

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Pages:103-107
How to cite this article:
Dr. Sharmila Ahlawat "E-banking evolution in India". International Journal of Finance and Commerce, Vol 4, Issue 2, 2022, Pages 103-107
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