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VOL. 4, ISSUE 1 (2022)
Comparative analysis of public and private banks in India: Performance Evaluation Using Statistical Techniques (2012-2022)
Authors
Dr. Sharmila Ahlawat
Abstract
This study conducts a comprehensive comparative analysis of the
performance of public and private sector banks in India over a decade
(2012-2022). Utilizing data from the Reserve Bank of India, the research
employs various statistical techniques including ratio analysis, CAMEL framework
parameters, Data Envelopment Analysis (DEA), and hypothesis testing to evaluate
operational efficiency, profitability, asset quality, and overall financial
health. The findings reveal significant differences in performance metrics
between public and private sector banks, with private banks generally
demonstrating superior profitability ratios, asset quality, and operational
efficiency. However, public sector banks show strengths in areas of financial
inclusion and stability metrics. The paper concludes with policy implications
and recommendations for improving banking sector performance in the Indian
context
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Pages:72-79
How to cite this article:
Dr. Sharmila Ahlawat "Comparative analysis of public and private banks in India: Performance Evaluation Using Statistical Techniques (2012-2022)". International Journal of Finance and Commerce, Vol 4, Issue 1, 2022, Pages 72-79
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