Considering the importance of banking system facilities that can lead to profitability, scrutinizing effective patterns and variables and observing the legal requirements of capital and even maintaining a surplus of capital over what the regulator has determined is possible. Able to enable the banking system to perform well in times of crisis and in times of economic crisis and crisis. The role of macroeconomic variables is also important so that a structural review of the factors can have a significant impact on the lending facilities of the country's banking system. To this end, the present study seeks to investigate the impact of macroeconomic variables on banking system concessions by using the ARDL from 2004-1 to 2016-4. The results of the model estimation show that in long-term, the active population has a positive and significant impact on the depositing rate by the banking system. However, consumer price index, interest rate and Gini coefficient as an indicator of income distribution have a negative and significant relationship with the lending facility of the banking system.